Can i change insurance adjuster

How should we contact you? This field is for validation purposes and should be left unchanged. What should you do if this happened to you? Here are 3 tips and suggestions: Find witnesses. Immediately following the accident, try to see if you can locate any witnesses from the accident scene who saw what happened and can testify on your behalf. For instance, maybe someone saw the other car speed out of their parking slot.

You may find witnesses working in a nearby store or serving near a restaurant window. Check cameras. In addition to witnesses, security cameras can often be found near parking lot accidents.

Look for cameras from local businesses and ask permission to see the video. If the owner of the video will not allow you to see it, politely ask the owner of the camera to check out the footage from that day. Who knows — the accident may have been caught on tape. Take photos and videos of both cars after an accident takes place. Sometimes the amount of damage to a vehicle can be an indicator of speed. Heavy damage is a red flag that someone may have been exiting their parking space faster than normal.

Furthermore, the angle of the impact and the drag marks across either vehicle can indicate what happened. If the damage is elongated and drags across the rear side of one of the damaged vehicles, this could be an indication that one car had control of the drive-through lane after backing out of a parking space.

In that case, you would point to the impact area of your car and argue that you were in control of the drive-lane before they backed into you. Physical evidence can serve as an objective reference point to verify your account of events. Finally, in cases where the 2 cars are bumper to bumper, be sure to take photos after the accident of where the cars were at the point of impact.

For example, if photos show that your car was nearly all the way out of a parking slot when the other car backed into you, this should be clear evidence to the adjuster that your car had control of the drive-through lane. The second car should have seen you and not backed up at all until the way was clear. Intersection accidents In some cases, shared blame is placed against the victim of an intersection accident. Just think how hard it is for an adjuster to keep the names and facts straight for this many claims.

Adjusters can receive upwards of 50 phone calls a day and make an additional 50 more. These are their working notes. They take notes on what they know about the case, their conclusions, telephone conversations, etc. It is a given that you will know more about your claim then they will. Most adjusters only care to know about a few key data points on your claim, things such as: special damages to date, length of treatment, severity of injuries, and the amount of property damage.

The other takeaway here is that the more organized you are, and the better you document your case, the more the adjuster will respect your claim and how you are conducting your business. Some adjusters are thankful when a claimant hires a lawyer because the adjuster then gets to deal with a professional on the other side of the claim.

A good adjuster will appreciate you helping them do their job easier by documenting your claim the correct way. This can be a powerful motivator for adjusters to cram the settlement down under their authority.

Ask them if they are not increasing their offer because they are fighting to keep the case under their authority level. The most important rule in dealing with adjusters is to act calm and professional. That can be hard to do. For you, the accident can bring up all kinds of emotions.

For the adjuster, this is a business transaction. Before we settle cases, we contact your doctors to get estimates of future medical expenses and possible future changes to your lifestyle. On the other hand, if you wait too long, your claim might be banned by certain time restrictions. Be safe. Call our insurance lawyers. There are many types of insurance.

Depending on the circumstances, you might be entitled to benefits from more than one policy. But be careful. The insurance adjuster who calls you probably represents only the liability insurance for the other driver. If you sign the release he gives you, you might lose your rights to get benefits from other types of insurance. Even if a friend or family member caused your accident, you can usually be fully compensated. A claim can be made against the insurance company with nothing out of the pocket of your friend or family member, even though they caused the accident.

At Whitley Law Firm, our insurance lawyers work daily with numerous insurance companies and keep current with the specialized laws and regulations affecting accident cases. We have a substantial amount of experience and only handle cases like yours. It is nearly impossible for the adjuster to stay up to date on the laws in every state they service. Reviewing our materials will allow you the opportunity to have a firmer understanding of how the process works in Montana and may put you a step ahead of the difficult person assigned to your case.

If you continue to have difficulty with your insurance adjuster, you can ask that you be put in touch with his or her supervisor. I recommend this step if the insurance adjuster continues to act in a condescending manner after you have raised your concerns and expressed the way you were made to feel. Again, it is important to understand that the adjuster has likely kept notes of each of your conversations and that the conversations have been recorded.

Most people do not realize that they can request that the claim can be re-assigned to another insurance adjuster. Insurance companies re-assign claims regularly and asking a carrier to change adjusters is not particularly difficult.

They tend to work in the same cubicle area.